MGM Rewards Mastercard Casinos

It’s no secret that everyone likes to earn rewards and special perks. Regulated US online gambling platforms strive to draw in new players and keep the existing ones using various marketing incentives. Therefore, many have special loyalty programs to reward their members for staying with them and playing regularly.

One of the best-known loyalty programs is MGM Rewards. When you join BetMGM, the King of Sportsbooks and the Legend of Gaming as they call themselves, you automatically become a member of the BetMGM Rewards and MGM Rewards programs.

Besides numerous benefits, the MGM Rewards program allows you to obtain the MGM Rewards Mastercard. This payment card lets you collect valuable loyalty points with every purchase you make. In this article, we will explore the benefits of using the MGM Rewards Mastercard and explain how and when to redeem accumulated points.

What is MGM Rewards Mastercard

The MGM Rewards Mastercard is a branded payment card issued by First National Bank of Omaha (FNBO). It lets you rack up points whenever you use it for purchases, helping you transform your everyday spending into unique experiences.

You earn MGM Mastercard Points with each new transaction, and you can redeem them for casino comp points and tier status in the MGM Rewards program. The more points you gather, the better rewards you can expect.

Moreover, MGM Mastercard lets you make deposits at BetMGM online casino and sportsbook. These deposits are considered purchases, meaning you earn points with each casino deposit.

The great thing about MGM Rewards Mastercard is that it doesn’t incur monthly or annual account maintenance fees. What’s more, when you travel abroad, the bank won’t charge foreign transaction fees either. However, it’s worth noting that you’ll pay $10 or 5% of the amount of each transfer, whichever is greater.  

How to Get MGM Rewards Mastercard?

To become eligible for the MGM Rewards Mastercard, you must be at least 21 years old and a member of the MGM Rewards Club. Visit mgmresorts.com and sign up to participate in this program. You can also join the MGM Rewards and BetMGM Rewards program when you sign up with BetMGM. You’ll be automatically enrolled upon registration.   

When you become a member, you are allowed to link your account with just one MGM Rewards Mastercard account. Remember, only US residents can apply for this branded credit card.  

Once you meet these requirements, you are ready to apply for your First National Bank of Omaha Mastercard. To do so, go to card.fnbo.com and follow the instructions. They’ll mail you the card. When you receive it, you can enroll in FNBO Online Banking by providing your card details, expiration date, 3-digit CVV or CVC Security Code, and personal details. These include your name, the last four digits of your SSN, and your email. After finishing this procedure, your Mastercard will be activated.  

You can also install the MGM Rewards Mastercard mobile app from the site to access your credit card account and make payments on your mobile device.

How Do You Earn MGM Mastercard Points and Tier Credits?   

First, let us highlight the signup bonus you qualify for when you join the MGM loyalty club and get your credit card. Becoming a new cardholder makes you eligible for 10,000 Bonus Points worth $100 and 10,000 Tier Credits. To collect these rewards, you need to spend at least $2,000 from your MGM Mastercard in the first three billing cycles.

To sum it up, you rake up points whenever you pay with your MGM Mastercard. However, not all purchases and transactions are equal. Different spending brings you different amounts of points. Here’s how to calculate them:

• 3 MGM Rewards Points and 3 Tier Credits for every $1 you spend at over 20 MGM Rewards destinations in Las Vegas and nationwide.
• 2 MGM Rewards Points and 2 Tier Credits per $1 spent at gas stations or grocery stores.
• 1 MGM Rewards Point and 1 Tier Credit for every dollar spent on everything else, including online deposits at BetMGM Casino and Sportsbook.

The main difference between bonus points and Tier Credits is that bonus points (MGM Rewards Points) allow you to exchange them for prizes such as food, beverages, hotel stays, entertainment, and more. On the other hand, Tier Credits determine MGM Rewards Tier Status.  

MGM Rewards Tiers and Offers

The program has five levels: Sapphire, Pearl, Gold, Platinum, and NOIR. To level up and join the Pearl ranks, you need to collect 20,000 Tier Credits. To access even better deals, you need 75,000 points for the Gold Status and 200,000 points for the Platinum. The NOIR level is exclusive, allowing you to become a member only if you get an invitation.   

As you progress through levels, you unlock exclusive benefits. Some of the perks you can enjoy are:

• Unique members-only offers
• Members-only discounts at participating retail shops
• Free self-parking at MGM properties
• Bonus Slot Dollars
• Free concerts and discounts on select shows
• Lowest room rates
• Exclusive access to select entertainment and sporting events
• Birthday and anniversary gifts

Benefits of MGM Rewards Mastercard  

If you’re wondering if you should consider applying for this credit card, we’ll help you make an informed decision by sharing specific advantages you can benefit from.

1. Automatic Upgrade to MGM Rewards Pearl Level
   One of the main advantages of using MGM Mastercard is that you earn the Pearl Status when you receive this credit card. It usually takes 7-10 days to see a new status in your MGM Rewards account. When you do, you get complimentary self-parking at MGM properties, Slot Dollars, access to free concerts and a 10% bonus on Slot Dollars. Moreover, the Pearl Status doesn’t expire as long as you have an active Mastercard account.
2. Priority Check In
   When you visit any of the MGM Rewards resorts and destinations, just show your MGM Rewards Mastercard at the front desk, and you’ll immediately gain access to priority hotel check-in.
3. No Fees
   MGM Rewards Mastercard has no annual or monthly maintenance fees. Moreover, forget about foreign transaction fees. In other words, the card has no hidden costs when you travel abroad, allowing you to use it at other MGM resorts worldwide without worrying about it.
4. BetMGM Casino Deposits
   This credit card lets you fund your casino balance at BetMGM while being rewarded with extra comp points. For each successful deposit, you win 1 bonus point and 1 Tier Credit.
5. Exclusive Offers
   Once you gather enough MGM Rewards points, you can exchange them for Slot Dollars or pay for your hotel room or dinner at one of the MGM properties. However, not only can you redeem Slot Dollars for FREEPLAY at MGM casinos, but you’ll also receive an extra 10% bonus as an elite member of the Pearl Loyalty Club. It’s worth noting that you can redeem your points for rewards that are available only at MGM properties.

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