PayWithMyBank Casinos in the USA
Quick Summary
PayWithMyBank is a simple and safe way to move money between your bank account and online casinos in the USA. Many players prefer it because it is fast, secure, and easy to use. In 2019, PayWithMyBank joined forces with Trustly, a well-known European payment company, to offer even better services.
Here’s everything you need to know:
Key Features of PayWithMyBank
- No Account Needed: You don’t have to create a PayWithMyBank account. You use your own online banking login.
- Fast Deposits and Withdrawals: Deposits happen instantly, and withdrawals usually take 1–3 business days.
- High Security: It uses the same security as your bank. It doesn’t store your banking details.
- No Extra Fees: PayWithMyBank itself does not charge you, but some banks might.
- Works with Many Banks: Supports major US banks like Bank of America, Wells Fargo, and Capital One.
- Trusted Provider: Now part of Trustly, one of the biggest names in online payments.
- Simple Process: Just choose PayWithMyBank (sometimes shown as Trustly) at the casino cashier, log into your bank, and confirm the payment.
- Safe Regulations: Protected under US financial laws like the Electronic Fund Transfer Act.
Things to Keep in Mind
- Casino Limits: Each casino has its own minimum and maximum deposit and withdrawal limits.
- Bank Fees: Always check with your bank if they charge any fees.
- Name Confusion: Some casinos might list PayWithMyBank as “Trustly” or “online banking.”
Conclusion
PayWithMyBank is a great choice if you want fast, secure, and easy payments at US online casinos. You don’t need a separate account, there are usually no extra costs, and your money moves quicker than with a regular bank transfer. If you like using your bank account for online casino play, PayWithMyBank is definitely worth trying!
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More about PayWithMyBank
While most people have at least one payment card, many casino players still prefer using their bank accounts for transactions. Electronic checks are also popular in the US, though they often have slower processing times, which can be frustrating for players eager to play their favorite casino games.
That’s where online banking comes in as an ideal solution for US players looking to deposit and withdraw directly from their bank accounts. Among the companies offering these services, Trustly stands out as one of the most trusted providers, now bringing its online banking solution to the US market.
The PayWithMyBank digital payment gateway is not a Trustly product, as it has been available in the US since 2012. However, things changed in 2019 when two companies decided to join forces.
In this review, we’ll explore PayWithMyBank online and mobile banking, explaining everything you need to know about this service and answering key questions about how to use it at leading US online casinos. Let’s get started!
Best PayWithMyBank Casinos
We’ve reviewed many US-friendly online casino sites to discover those that support PayWithMyBank casino banking. Fortunately, many platforms include this convenient online banking option in their cashier.
However, not every site meets our high standards, so we’ve handpicked only the ones that truly offer a top-notch experience and are worth your time and money. Visit any of these sites and enjoy the convenience of instant PayWithMyBank deposits and withdrawals.
What is PayWithMyBank?
PayWithMyBank is a convenient online and mobile payment alternative to debit and credit cards and e-checks. More precisely, PayWithMyBank is a payment gateway that connects your bank account to the casino’s cashier, allowing you to make quick and easy direct bank account transactions. In other words, you can instantly deposit and cash out winnings from your online banking portal.
You don’t need to sign up with the provider or open a PayWithMyBank account to use the service. All payments are made from your existing payment account, and you don’t even need a credit or debit card to verify the transfer.
PayWithMyBank lets you buy things, credit your casino balance and withdraw money from a single login using your digital banking ID and a password. Forget about memorizing various passwords and usernames – PayWithMyBank keeps things simple, allowing you to make all your transactions using your existing online banking.
No Bank Account
So, once more, let’s clarify – you just need your online banking ID and password, and that’s it! No bank account and routing numbers are necessary to pay or receive payments with PayWithMyBank.
Now, we understand that some of you might be raising an eyebrow and asking a perfectly reasonable question: Is this a secure way to deposit and withdraw money? Don’t worry. We’re here to explain everything.
PayWithMyBank uses the same security measures as your bank, so your payment account details are fully protected. When logging into your account, your bank, not PayWithMyBank, verifies your identity and links you to your account.
The provider doesn’t store any sensitive data, like online banking authentication information. In fact, the information used to access your online banking is deleted when you log out. Moreover, PayWithMyBank utilizes 256-bit SSL encryption, which is the same level of security trusted by all major banks, as well as the AES 128-bit algorithm that encrypts all personally identifiable information.
Furthermore, PayWithMyBank is a fully regulated payment provider operating under the Electronic Fund Transfer Act’s Regulation E, which is the same protection that applies when you write a check. The company also complies with all the rules set out by the National Automated Clearing House Association. These rules protect you from any attempt to make unauthorized transactions from your payment account.
If you’re still not convinced, PayWithMyBank casino banking facilitates instant, real-time deposits and withdrawals at no additional cost. Moreover, it is now part of Trustly, one of the world’s most recognized and reputable payment service providers.
Background
PayWithMyBank is a Silicon Valley-based startup founded in 2012 by Alexandre Gonthier, the CEO of the company. At the same time, in Europe, Trustly, founded in 2008, was already offering an account-to-account platform, facilitating Open Banking to allow users to make direct bank transactions without unnecessary complications and high fees.
When PayWithMyBank emerged in the US, it actually started offering the same type of service as Trustly, but only in the US. Therefore, it came as no surprise when Trustly revealed plans to merge with its US-based competitor.
Two companies joined forces in 2019, thus creating Trustly Americas and establishing the leading global Open Banking Payments network. Today, the company serves over 9,000 merchants, including US online casinos, and works with major US financial institutions like Bank of America.
DraftKings, BetMGM, and FanDuel are among the top iGaming brands that have partnered with Trustly to offer Pay by Bank services. Most recently, in March 2025, Hard Rock Digital joined the list by selecting Trustly as its official Pay by Bank provider for the US market.
How to Use PayWithMyBank at Legal US Online Casinos
Now that you know all about PayWithMyBank and Trustly, it’s time to learn how to use it at leading US casino sites. Does PayWithMyBank only let you make deposits, or can you also cash out winnings? The OnlineCasinoUSA team is here to break it all down for you.
Setting Up an Account
This is where the first significant advantage of using PayWithMyBank truly stands out. You don’t need to register and create a PayWithMyBank or Trustly account to use the service and make casino transactions. You make all transfers directly from your digital banking using your existing banking credentials. In other words, PayWithMyBank is a middleman that connects your payment account with the casino’s cashier. The payment provider doesn’t store any sensitive data, nor does it share it with the casino. This means that when you credit your casino account and withdraw money from the casino, only your bank will be in charge of verifying these payments.
Online Casino Deposits with PayWithMyBank
Even though you don’t need to sign up with Trustly or PatWithMyBank, you still must have an active bank account at one of the US banks.
The good news is that Trustly US works with most banks and financial institutions in the country, so you’ll likely find your bank on the list. Some of them are Capital One Bank, Bank of America, Citibank, Fifth Third Bank, and Wells Fargo.
Making casino deposits from your payment account is effortless. Here are the steps:
- Select one of the casinos from our list and register if you’re not a member.
- Go to the cashier and look for PayWithMyBank among the available payment methods. Remember that this service may be displayed as Trustly or simply online banking.
- Enter the deposit amount and choose your bank from the list.
- You will be redirected to your online banking page. Log in with your credentials and select the bank account you want to use.
- Confirm the transaction.
Online Casino Withdrawals with PayWithMyBank
Cashing out winnings is an almost identical process, only in reverse. Follow these instructions to withdraw money from the casino with PayWithMyBank:
- Log into your casino account and open the banking page.
- Select PayWithMyBank or Trustly.
- Type in the amount you want to withdraw.
- Find your bank, log into your online banking and select the account.
- Submit the request.
Things to Keep in Mind When Using PayWithMyBank at Legal US Sites
As you can see, PayWithMyBank is a straightforward online payment method. Backed by Trustly and overseen by leading financial regulators, it’s also a safe and secure payment service.
Still, you should consider a few more things besides convenience and safety before using PayWithMyBank for casino banking.
Transaction Limits
All online casinos have minimum and maximum deposit and withdrawal limits. The minimum deposit amount at US casinos is usually $10, but this depends on the operator.
At the same time, the minimum and maximum withdrawal amounts can also vary, so it’s crucial to read the casino’s T&Cs and check out the numbers on the banking page before you start.
We found information that the maximum you can pay through the PayWithMyBank gateway is $10,000. However, reading the casino’s T&Cs and reviewing the banking page is always a good starting point. And don’t forget that your bank can also have certain limits in place.
Transaction Fees
One of the reasons why many US players choose PayWithMyBank digital banking is the fact that there are no additional fees. Casinos also won’t charge you for making online transactions with this method. However, there may be transaction fees since banks are involved. It’s always a good idea to check with your bank in advance if they have any costs to avoid unpleasant surprises.
Deposit and Withdrawal Times
Since PayWithMyBank is a digital gateway providing real-time account-to-account transfers, it processes all payments instantly. We found out that Trustly handles 500 transactions per second, which is impressive! It means that when you make a deposit, you’ll see the money in your casino account in a few seconds.
While withdrawals aren’t instant, they are much quicker compared to a standard wire transfer. Remember, we’re talking about 500 transactions per second here.
First, keep in mind that casinos need some time to review and approve your withdrawal request. Depending on the operator, this can take anywhere from a few hours to up to 48 hours. Once the casino greenlights the payment, your bank takes over to process the transaction. In most cases, you will receive the money in 1-3 business days, which depends on the bank.
Why Use PayWithMyBank at United States Online Casinos
If you prefer using a bank account for online casino banking, PayWithMyBank is an excellent choice for you.
This digital payment gateway facilitates real-time deposits directly from your bank account without jeopardizing security. Your transactions are much faster than standard wire transfers, and you won’t pay any additional fees for making payments or receiving money through the gateway. In other words, you can both make deposits and withdraw money from your casino account.
Some of you might be wondering now why you should use PayWithMyBank instead of a traditional bank transfer. The answer is easy: PayWithMyBank is significantly faster. The payment gateway enables direct account-to-account transfers from a single login, streamlining the process and making transactions quicker and more convenient.
Advantages
- Backed by Trustly
- Available at many leading US casinos
- Instant casino deposits and quick withdrawals
- No need to register for an account
- No processing costs
Disadvantages
- Some casinos may display it as Trustly
- Bank processing fees may apply
FAQs
Yes, it is. In 2019, the US startup merged with Trustly and became Trustly Americas, a company authorized to offer online payment services in the US. PayWithMyBank uses bank-grade security measures and the latest encryption protocols, like 256-bit SSL and AES 128-bit algorithm.
It depends on the casino. The top casino providers in the US have partnered with Trustly to offer Pay by Bank service, which is actually PayWithMyBank.
No, you don’t. The only thing you need to be able to pay and receive money from this gateway is your existing online banking ID and password. All transactions are made from your internet banking and are processed by your bank.
Usually, you’ll get the money within 1-3 days. Online casinos typically need 1-2 days to review the withdrawal request, and the bank also needs time to process the payment.
No. PayWithMyBank and Trustly don’t charge anything. Online casinos also don’t have processing fees, but your bank may have them.
